Research Library for Business Professionals

Discover how the future of cross-border payments is being transformed through real-time capabilities, greater transparency, and global interoperability. Learn how Visa Direct enables businesses, banks, and fintechs to move money faster, more securely, and more efficiently across borders through a single global connection.

Discover how sponsor banks are becoming the foundation of embedded finance and modern money movement. Learn about the market opportunity, compliance requirements, revenue models, and best practices for building successful Banking-as-a-Service partnerships that drive growth for both banks and fintechs.

Explore the latest global remittance trends with insights from nearly 44,000 consumers across 20 countries. Learn why digital remittances continue to grow, what drives adoption, the key challenges users face, and how the future of cross-border money movement is becoming more digital, secure, and convenient.

A major transformation in cross-border payments is already underway—and banks risk losing billions if they fail to adapt. As fintech challengers continue to dominate the P2P market, the same disruption is rapidly taking shape in B2B payments. This paper explores the warning signs, emerging trends, and the strategic shifts financial institutions must make to remain competitive.